/* ============ TOKENS ============ */
:root{
  --bg:#0c1410;
  --bg-2:#10201a;
  --surface:#13211b;
  --surface-2:#182d24;
  --line:rgba(217,255,67,.10);
  --line-soft:rgba(255,255,255,.08);
  --primary:#d9ff43;
  --primary-2:#00f1b5;
  --ink:#0c1410;
  --text:#e9f2ea;
  --muted:#9fb3a6;
  --white:#ffffff;
  --radius:22px;
  --radius-sm:14px;
  --shadow:0 30px 70px -30px rgba(0,0,0,.7);
  --grad:linear-gradient(135deg,var(--primary-2) 0%,var(--primary) 100%);
  --maxw:1240px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:'DM Sans',system-ui,sans-serif;
  background:var(--bg);
  color:var(--text);
  line-height:1.6;
  overflow-x:hidden;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:'Sora',sans-serif;line-height:1.12;color:var(--white);font-weight:700}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
section{position:relative}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}
mark{background:none;color:var(--primary)}

/* ============ AMBIENT BACKGROUND ============ */
.glow{position:fixed;border-radius:50%;filter:blur(120px);opacity:.5;z-index:0;pointer-events:none;will-change:transform}
.glow.g1{width:600px;height:600px;background:rgba(0,241,181,.18);top:-200px;left:-150px}
.glow.g2{width:560px;height:560px;background:rgba(217,255,67,.12);top:40%;right:-200px}

/* ============ FINTECH BACKGROUND GRID ============ */
.bg-grid{
  position:fixed;inset:0;z-index:0;pointer-events:none;opacity:.35;
  background-image:
    linear-gradient(rgba(217,255,67,.04) 1px,transparent 1px),
    linear-gradient(90deg,rgba(217,255,67,.04) 1px,transparent 1px);
  background-size:60px 60px;
  mask-image:radial-gradient(ellipse 70% 60% at 50% 30%,#000 35%,transparent 85%);
  -webkit-mask-image:radial-gradient(ellipse 70% 60% at 50% 30%,#000 35%,transparent 85%);
  will-change:transform;
}

/* ============ FLOATING CURRENCY PARTICLES ============ */
.cur-bg{position:fixed;inset:0;z-index:0;pointer-events:none;overflow:hidden}
.cur-bg span{
  position:absolute;font-family:'Sora',sans-serif;font-weight:800;
  font-size:34px;color:rgba(217,255,67,.07);
  text-shadow:0 0 24px rgba(0,241,181,.18);
  animation:rise linear infinite;
  user-select:none;
}
.cur-bg span.teal{color:rgba(0,241,181,.07);text-shadow:0 0 24px rgba(217,255,67,.18)}
@keyframes rise{
  0%{transform:translateY(110vh) rotate(0);opacity:0}
  10%{opacity:1}
  90%{opacity:1}
  100%{transform:translateY(-20vh) rotate(360deg);opacity:0}
}

/* keep page content above ambient bg */
header.site,section,footer,.drawer,.totop{position:relative;z-index:1}

/* ============ BUTTONS ============ */
.btn{
  display:inline-flex;align-items:center;gap:12px;
  padding:15px 26px;border-radius:100px;font-weight:600;font-size:15px;
  cursor:pointer;border:0;transition:.25s ease;white-space:nowrap;
  font-family:inherit;
}
.btn .ic{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;font-size:13px;transition:.25s;flex:0 0 auto}
.btn-primary{background:var(--primary);color:var(--ink)}
.btn-primary .ic{background:rgba(0,0,0,.12)}
.btn-primary:hover{transform:translateY(-3px);box-shadow:0 16px 36px -12px rgba(217,255,67,.55)}
.btn-primary:hover .ic{transform:rotate(45deg)}
.btn-primary[disabled]{opacity:.7;cursor:not-allowed;transform:none;box-shadow:none}
.btn-ghost{background:transparent;color:var(--white);border:1px solid var(--line-soft)}
.btn-ghost:hover{border-color:var(--primary);color:var(--primary)}
.btn-dark{background:#0c1410;color:#fff}
.btn-dark:hover{transform:translateY(-3px)}
.btn-wa{background:#25d366;color:#fff}
.btn-wa:hover{transform:translateY(-3px);box-shadow:0 16px 36px -12px rgba(37,211,102,.5)}

/* ============ HEADER ============ */
header.site{position:sticky;top:0;z-index:50;transition:.3s}
header.site.scrolled{background:rgba(12,20,16,.85);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--line-soft)}
.nav{display:flex;align-items:center;justify-content:space-between;height:84px;gap:16px}
.logo{font-family:'Sora';font-weight:800;font-size:22px;color:#fff;letter-spacing:-.5px;display:flex;align-items:center;gap:11px;flex-shrink:0}
.logo .mark{width:42px;height:42px;border-radius:12px;background:var(--grad);display:grid;place-items:center;color:var(--ink);font-size:18px;font-weight:800;box-shadow:0 0 22px rgba(217,255,67,.35);flex:0 0 auto;overflow:hidden;padding:5px}
.logo .mark img{width:100%;height:100%;object-fit:contain;display:block}
.logo .brand{display:flex;flex-direction:column;line-height:1.1}
.logo .brand strong{font-size:18px}
.logo .brand small{font-family:'DM Sans';font-weight:500;font-size:11px;color:var(--muted);letter-spacing:.4px;margin-top:1px}
.menu{display:flex;align-items:center;gap:4px;list-style:none}
.menu>li>a{display:flex;align-items:center;gap:6px;padding:10px 14px;border-radius:10px;color:var(--muted);font-weight:500;font-size:14.5px;transition:.2s}
.menu>li>a:hover{color:#fff}
.nav-right{display:flex;align-items:center;gap:14px}
.burger{display:none;font-size:22px;color:#fff;background:none;border:0;cursor:pointer;padding:8px}

/* live ticker indicator */
.live-dot{
  display:inline-flex;align-items:center;gap:7px;
  font-size:11.5px;font-weight:700;color:var(--primary-2);
  padding:5px 11px;border-radius:100px;border:1px solid var(--line);
  background:rgba(0,241,181,.06);letter-spacing:.5px;
}
.live-dot::before{
  content:"";width:7px;height:7px;border-radius:50%;background:var(--primary-2);
  box-shadow:0 0 0 0 rgba(0,241,181,.6);animation:pulse 1.8s ease-out infinite;
}
@keyframes pulse{
  0%{box-shadow:0 0 0 0 rgba(0,241,181,.6)}
  70%{box-shadow:0 0 0 10px rgba(0,241,181,0)}
  100%{box-shadow:0 0 0 0 rgba(0,241,181,0)}
}

/* ============ HERO ============ */
.hero{padding:50px 0 90px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:9px;padding:8px 16px;border:1px solid var(--line);border-radius:100px;font-size:12.5px;font-weight:600;color:var(--primary);margin-bottom:22px;background:rgba(217,255,67,.04)}
.hero h1{font-size:clamp(34px,5vw,60px);font-weight:800;letter-spacing:-1.5px}
.hero h1 span{background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
.hero .pills{display:flex;gap:8px;flex-wrap:wrap;margin:22px 0 6px}
.hero .pills span{font-size:13px;font-weight:600;color:#fff;padding:7px 14px;border-radius:100px;background:var(--surface-2);border:1px solid var(--line-soft)}
.hero p.lead{font-size:16.5px;color:var(--muted);max-width:540px;margin:20px 0 30px}
.hero-cta{display:flex;align-items:center;gap:14px;flex-wrap:wrap}

/* hero stats grid (better mobile behavior) */
.hero-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin-top:42px;max-width:520px}
.hstat .v{font-family:'Sora';font-size:clamp(28px,4vw,38px);font-weight:800;background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;line-height:1}
.hstat .t{color:var(--muted);font-size:13px;margin-top:6px}

.hero-visual{position:relative;will-change:transform}
.hero-visual .main-img{width:100%;border-radius:28px;overflow:hidden;border:1px solid var(--line-soft);position:relative;z-index:2;background:var(--surface)}
.hero-visual .main-img img{border-radius:28px;object-fit:cover;width:100%}

/* animated chart line behind hero visual */
.chart-deco{position:absolute;inset:-30px -30px auto -30px;height:80%;z-index:1;pointer-events:none;opacity:.6}
.chart-deco svg{width:100%;height:100%}
.chart-deco .line{
  stroke:url(#chartGrad);stroke-width:2.5;fill:none;
  stroke-dasharray:1200;stroke-dashoffset:1200;
  transition:stroke-dashoffset 2.6s cubic-bezier(.2,.7,.2,1);
}
.chart-deco.in .line{stroke-dashoffset:0}
.chart-deco .dot{
  fill:var(--primary);r:5;opacity:0;transition:opacity .4s ease;
  filter:drop-shadow(0 0 8px rgba(217,255,67,.7));
}
.chart-deco.in .dot{opacity:1}
.chart-deco .area{fill:url(#chartArea);opacity:0;transition:opacity 1s ease 1.6s}
.chart-deco.in .area{opacity:.5}

.founder-card{position:absolute;left:-20px;bottom:30px;z-index:4;background:var(--surface-2);border:1px solid var(--line);border-radius:18px;padding:14px 18px;display:flex;align-items:center;gap:12px;box-shadow:var(--shadow);animation:floaty 6s ease-in-out infinite}
.founder-card .badge{width:46px;height:46px;border-radius:50%;background:var(--grad);display:grid;place-items:center;color:var(--ink);font-weight:800;font-size:16px;flex:0 0 auto;overflow:hidden;padding:6px}
.founder-card .badge img{width:100%;height:100%;object-fit:contain;display:block}
.founder-card h4{font-size:14.5px}
.founder-card small{color:var(--muted);font-size:12px}
.float{position:absolute;z-index:3;animation:floaty 6s ease-in-out infinite}
.float img{width:100%;filter:drop-shadow(0 18px 30px rgba(0,0,0,.4))}
.float.f1{width:100px;top:-26px;right:6px;animation-delay:.2s}
.float.f2{width:78px;top:40%;right:-20px;animation-delay:1.2s}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-16px)}}

/* ============ SECTION HEADERS ============ */
.sec{padding:80px 0}
.sec-head{max-width:660px;margin:0 auto 56px;text-align:center}
.kicker{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--primary-2);margin-bottom:14px}
.sec-head h2{font-size:clamp(28px,3.6vw,44px);letter-spacing:-1px}
.sec-head p{color:var(--muted);font-size:16px;margin-top:14px}

/* ============ ABOUT ============ */
.about{display:grid;grid-template-columns:1fr 1.05fr;gap:60px;align-items:center}
.about h3{font-size:clamp(24px,3vw,38px);letter-spacing:-.8px}
.about p{color:var(--muted);margin:14px 0;font-size:15.5px}
.mvv{display:grid;gap:14px;margin-top:24px}
.mvv .row{display:flex;gap:16px;align-items:flex-start;background:var(--surface);border:1px solid var(--line-soft);border-radius:16px;padding:16px 18px;transition:.25s}
.mvv .row:hover{border-color:var(--line);transform:translateX(4px)}
.mvv .em{font-size:20px;flex:0 0 auto;line-height:1;width:42px;height:42px;border-radius:11px;background:rgba(0,241,181,.09);color:var(--primary-2);display:grid;place-items:center}
.mvv b{color:#fff;font-family:'Sora';display:block;margin-bottom:2px;font-size:15px}
.mvv span{color:var(--muted);font-size:14px}
.about-img{position:relative}
.about-img .main{border-radius:24px;overflow:hidden;border:1px solid var(--line-soft);box-shadow:var(--shadow)}
.about-img .badge-exp{position:absolute;top:-22px;right:-10px;background:var(--grad);color:var(--ink);border-radius:18px;padding:16px 22px;text-align:center;box-shadow:var(--shadow);animation:floaty 7s ease-in-out infinite;z-index:3}
.about-img .badge-exp .n{font-family:'Sora';font-size:32px;font-weight:800;line-height:1}
.about-img .badge-exp small{font-size:12px;font-weight:600}
.about-img .founder-card{position:absolute;left:-10px;bottom:-26px}

/* ============ SERVICES ============ */
.serv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.service{
  background:var(--surface);border:1px solid var(--line-soft);border-radius:var(--radius);
  padding:30px 28px;transition:transform .35s cubic-bezier(.2,.7,.2,1),border-color .25s,box-shadow .25s;
  position:relative;overflow:hidden;transform-style:preserve-3d;
}
.service::before{
  content:"";position:absolute;inset:0;border-radius:inherit;
  background:radial-gradient(420px circle at var(--mx,50%) var(--my,0%),rgba(217,255,67,.10),transparent 45%);
  opacity:0;transition:opacity .3s;pointer-events:none;
}
.service:hover{transform:translateY(-6px);border-color:var(--line);box-shadow:0 24px 50px -22px rgba(0,0,0,.6)}
.service:hover::before{opacity:1}
.service>*{position:relative;z-index:1}
.service .tag{position:absolute;top:18px;right:18px;font-size:11px;font-weight:700;padding:5px 11px;border-radius:100px;background:var(--primary);color:var(--ink);z-index:2;letter-spacing:.3px}
.service .si{width:58px;height:58px;border-radius:16px;background:rgba(0,241,181,.09);display:grid;place-items:center;margin-bottom:20px;color:var(--primary);font-size:24px}
.service h3{font-size:19.5px;margin-bottom:10px}
.service .desc{color:var(--muted);font-size:14px;margin-bottom:16px;line-height:1.55}
.service ul{list-style:none;margin-bottom:20px}
.service ul li{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--text);margin-bottom:8px;line-height:1.5}
.service ul i{color:var(--primary-2);margin-top:5px;font-size:11px;flex:0 0 auto}
.readmore{display:inline-flex;align-items:center;gap:9px;color:var(--primary);font-weight:600;font-size:14px;transition:.2s}
.readmore:hover{gap:14px}
.serv-foot{text-align:center;margin-top:42px}

/* ============ DIFERENCIAIS ============ */
.diff-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.diff{background:var(--surface);border:1px solid var(--line-soft);border-radius:var(--radius);padding:28px;transition:.3s}
.diff:hover{transform:translateY(-6px);border-color:var(--line);background:var(--surface-2)}
.diff .di{font-size:24px;margin-bottom:16px;line-height:1;width:56px;height:56px;border-radius:14px;background:linear-gradient(135deg,rgba(0,241,181,.16),rgba(217,255,67,.10));color:var(--primary);display:grid;place-items:center;box-shadow:inset 0 0 0 1px rgba(217,255,67,.12)}
.diff h3{font-size:17px;margin-bottom:8px}
.diff p{color:var(--muted);font-size:14px;line-height:1.55}

/* ============ TEAM ============ */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.member{background:var(--surface);border:1px solid var(--line-soft);border-radius:var(--radius);overflow:hidden;transition:.3s}
.member:hover{transform:translateY(-6px);border-color:var(--line)}
.member .ph{aspect-ratio:4/3;overflow:hidden;background:var(--surface-2);position:relative}
.member .ph img{width:100%;height:100%;object-fit:cover;transition:.4s}
.member:hover .ph img{transform:scale(1.06)}
.member .ph .avatar{position:absolute;inset:0;display:grid;place-items:center;background:var(--grad);color:var(--ink);font-family:'Sora';font-weight:800;font-size:50px}
.member .info{padding:24px}
.member h3{font-size:19px}
.member .role{color:var(--primary-2);font-size:13.5px;margin:5px 0 12px;font-weight:600}
.member p{color:var(--muted);font-size:14px;margin-bottom:14px;line-height:1.55}
.member .socials{display:flex;gap:8px}
.member .socials a{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;border:1px solid var(--line-soft);color:var(--muted);font-size:13px;transition:.25s}
.member .socials a:hover{background:var(--primary);color:var(--ink);border-color:var(--primary)}

/* ============ TESTIMONIALS ============ */
.rev-track{display:flex;gap:20px;overflow-x:auto;padding:10px 4px 24px;scroll-snap-type:x mandatory;scrollbar-width:none;-webkit-overflow-scrolling:touch}
.rev-track::-webkit-scrollbar{display:none}
.review{
  flex:0 0 380px;max-width:90vw;scroll-snap-align:start;background:var(--surface);
  border:1px solid var(--line-soft);border-radius:var(--radius);padding:28px;transition:.3s;
}
.review:hover{border-color:var(--line)}
.review .stars{color:var(--primary);font-size:14px;letter-spacing:2px;margin-bottom:12px}
.review p{color:var(--text);font-size:15.5px;margin-bottom:22px;line-height:1.55}
.review .who{display:flex;align-items:center;gap:12px}
.review .who .av{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--grad);color:var(--ink);font-weight:700;font-size:15px;flex:0 0 auto}
.review .who h4{font-size:15px;margin-bottom:2px}
.review .who small{color:var(--muted);font-size:12.5px}
.rev-ctrl{display:flex;justify-content:center;gap:12px;margin-top:14px}
.rev-ctrl button{width:44px;height:44px;border-radius:50%;border:1px solid var(--line-soft);background:transparent;color:#fff;cursor:pointer;transition:.25s;font-family:inherit}
.rev-ctrl button:hover{background:var(--primary);color:var(--ink);border-color:var(--primary)}

/* ============ CTA BANNER ============ */
.cta-banner{background:var(--grad);border-radius:28px;padding:54px 40px;text-align:center;position:relative;overflow:hidden}
.cta-banner::before{
  content:"";position:absolute;inset:-40%;
  background:radial-gradient(circle at 30% 30%,rgba(255,255,255,.18),transparent 35%),
             radial-gradient(circle at 80% 70%,rgba(255,255,255,.12),transparent 35%);
  animation:swirl 18s linear infinite;pointer-events:none;
}
@keyframes swirl{to{transform:rotate(360deg)}}
.cta-banner>*{position:relative;z-index:1}
.cta-banner h2{color:var(--ink);font-size:clamp(24px,3.4vw,40px);letter-spacing:-1px;max-width:680px;margin:0 auto}
.cta-banner p{color:rgba(12,20,16,.78);font-size:16px;margin:14px auto 28px;max-width:540px;font-weight:500}
.cta-banner .acts{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ============ FAQ ============ */
.faq-wrap{max-width:820px;margin:0 auto}
.acc-item{border:1px solid var(--line-soft);border-radius:var(--radius-sm);margin-bottom:12px;overflow:hidden;background:var(--surface);transition:.25s}
.acc-item.open{border-color:var(--line)}
.acc-q{width:100%;text-align:left;padding:20px 22px;background:none;border:0;color:#fff;font-family:'Sora';font-weight:600;font-size:15.5px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px}
.acc-q i{transition:.3s;color:var(--primary);flex:0 0 auto;font-size:13px}
.acc-item.open .acc-q i{transform:rotate(45deg)}
.acc-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.acc-a p{padding:0 22px 20px;color:var(--muted);font-size:14.5px;margin:0;line-height:1.6}

/* ============ CONTACT ============ */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:42px}
.contact-info .citem{display:flex;gap:14px;align-items:flex-start;background:var(--surface);border:1px solid var(--line-soft);border-radius:16px;padding:18px;margin-bottom:14px;transition:.25s}
.contact-info .citem:hover{border-color:var(--line)}
.contact-info .ci{width:46px;height:46px;border-radius:13px;background:rgba(217,255,67,.1);display:grid;place-items:center;color:var(--primary);font-size:17px;flex:0 0 auto}
.contact-info .ci.wa{background:rgba(37,211,102,.12);color:#25d366}
.contact-info h4{font-size:15px;margin-bottom:3px}
.contact-info p{color:var(--muted);font-size:14px;word-break:break-word}
.contact-form{background:var(--surface);border:1px solid var(--line-soft);border-radius:var(--radius);padding:32px}

/* ============ FOOTER ============ */
footer{background:var(--bg-2);border-top:1px solid var(--line-soft);padding-top:60px}
.f-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:36px;padding-bottom:44px}
.f-logo{font-family:'Sora';font-weight:800;font-size:20px;color:#fff;display:flex;align-items:center;gap:11px;margin-bottom:16px}
.f-logo .mark{width:40px;height:40px;border-radius:11px;background:var(--grad);display:grid;place-items:center;color:var(--ink);font-size:14px;font-weight:800;overflow:hidden;padding:4px}
.f-logo .mark img{width:100%;height:100%;object-fit:contain;display:block}
.f-about{color:var(--muted);font-size:14.5px;max-width:300px;line-height:1.6}
.f-col h3{font-size:15.5px;margin-bottom:16px;color:#fff}
.f-col ul{list-style:none}
.f-col ul li{margin-bottom:10px}
.f-col ul a{color:var(--muted);font-size:14px;transition:.2s;display:inline-flex;gap:8px;align-items:center}
.f-col ul a:hover{color:var(--primary);padding-left:3px}
.f-bottom{border-top:1px solid var(--line-soft);padding:22px 0;display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap}
.f-bottom p{color:var(--muted);font-size:13.5px}
.f-bottom .cnpj{color:var(--muted);font-size:13px;opacity:.7}

/* ============ BACK TO TOP ============ */
.totop{position:fixed;right:22px;bottom:22px;width:48px;height:48px;border-radius:50%;background:var(--primary);color:var(--ink);border:0;display:grid;place-items:center;cursor:pointer;opacity:0;visibility:hidden;transform:translateY(20px);transition:.3s;z-index:60;box-shadow:0 12px 30px -8px rgba(217,255,67,.5)}
.totop.show{opacity:1;visibility:visible;transform:translateY(0)}

/* ============ REVEAL ANIMATIONS ============ */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
.reveal-l{opacity:0;transform:translateX(-32px);transition:.8s cubic-bezier(.2,.7,.2,1)}
.reveal-l.in{opacity:1;transform:none}
.reveal-r{opacity:0;transform:translateX(32px);transition:.8s cubic-bezier(.2,.7,.2,1)}
.reveal-r.in{opacity:1;transform:none}
.reveal-z{opacity:0;transform:scale(.94);transition:.7s cubic-bezier(.2,.7,.2,1)}
.reveal-z.in{opacity:1;transform:none}

/* staggered children */
.stagger>*{opacity:0;transform:translateY(22px);transition:opacity .65s cubic-bezier(.2,.7,.2,1),transform .65s cubic-bezier(.2,.7,.2,1)}
.stagger.in>*{opacity:1;transform:none}
.stagger.in>*:nth-child(1){transition-delay:.05s}
.stagger.in>*:nth-child(2){transition-delay:.13s}
.stagger.in>*:nth-child(3){transition-delay:.21s}
.stagger.in>*:nth-child(4){transition-delay:.29s}
.stagger.in>*:nth-child(5){transition-delay:.37s}
.stagger.in>*:nth-child(6){transition-delay:.45s}
.stagger.in>*:nth-child(7){transition-delay:.53s}
.stagger.in>*:nth-child(8){transition-delay:.61s}

/* respect reduced motion */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms !important;animation-iteration-count:1 !important;transition-duration:.01ms !important;scroll-behavior:auto !important}
  .cur-bg{display:none}
  .reveal,.reveal-l,.reveal-r,.reveal-z,.stagger>*{opacity:1 !important;transform:none !important}
}

/* ============ RESPONSIVE ============ */
@media(max-width:1024px){
  .hero-grid,.about,.contact-grid{grid-template-columns:1fr;gap:44px}
  .serv-grid,.diff-grid,.team-grid{grid-template-columns:repeat(2,1fr)}
  .f-grid{grid-template-columns:1fr 1fr}
  .menu{display:none}
  .burger{display:block}
  .nav-right .btn{display:none}
  .hero-visual{max-width:520px;margin:0 auto}
  .about-img{max-width:520px;margin:0 auto}
  .chart-deco{display:none}
}
@media(max-width:760px){
  .serv-grid,.diff-grid,.team-grid{grid-template-columns:1fr}
  .hero{padding:30px 0 70px}
  .sec{padding:64px 0}
  .hero-stats{gap:18px;max-width:none}
  .f-grid{grid-template-columns:1fr;gap:30px}
  .nav{height:68px}
  .cta-banner,.contact-form{padding:30px 22px}
  .totop{right:14px;bottom:14px;width:44px;height:44px}
  .logo .brand small{display:none}
  .float.f1,.float.f2{display:none}
  .founder-card{left:8px;right:8px;bottom:12px;padding:11px 14px}
  .founder-card .badge{width:40px;height:40px;font-size:14px}
  .founder-card h4{font-size:13.5px}
  .founder-card small{font-size:11.5px}
  .about-img .badge-exp{top:-14px;right:0;padding:12px 16px}
  .about-img .badge-exp .n{font-size:26px}
  .about-img .founder-card{position:relative;left:auto;right:auto;bottom:auto;margin-top:18px}
  .container{padding:0 18px}
  .review{flex-basis:280px;padding:24px}
  .review p{font-size:14.5px}
  .hero h1{letter-spacing:-1px}
  .eyebrow{font-size:12px;padding:7px 14px}
  .hero .pills span{font-size:12px;padding:6px 12px}
  .hero p.lead{font-size:15.5px}
  .cta-banner{border-radius:22px}
  .cta-banner .btn{width:100%;justify-content:center}
}
@media(max-width:380px){
  .hero h1{font-size:30px}
  .hero-stats{grid-template-columns:repeat(3,1fr);gap:10px}
  .hstat .v{font-size:24px}
  .hstat .t{font-size:11.5px}
  .btn{padding:13px 20px;font-size:14px}
  .btn .ic{width:30px;height:30px}
}

/* ============ LGPD COOKIE BANNER + MODAL ============ */
.cookie-bar{
  position:fixed;left:14px;right:14px;bottom:14px;
  z-index:2147483000; /* maximo seguro - acima de qualquer chat widget */
  background:rgba(18,33,27,.96);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border:1px solid var(--line);border-radius:18px;padding:20px 22px;
  box-shadow:0 30px 60px -20px rgba(0,0,0,.7);
  display:flex;align-items:center;gap:20px;
  max-width:1080px;margin:0 auto;
  visibility:hidden;opacity:0;transform:translateY(40px);pointer-events:none;
  transition:transform .4s cubic-bezier(.2,.7,.2,1),opacity .4s ease,visibility 0s linear .4s;
}
.cookie-bar.show{
  visibility:visible;opacity:1;transform:none;pointer-events:auto;
  transition:transform .4s cubic-bezier(.2,.7,.2,1),opacity .4s ease,visibility 0s linear 0s;
}
.cookie-bar .cb-ic{
  width:50px;height:50px;border-radius:14px;flex:0 0 auto;
  background:linear-gradient(135deg,rgba(0,241,181,.18),rgba(217,255,67,.10));
  color:var(--primary);display:grid;place-items:center;font-size:20px;
  box-shadow:inset 0 0 0 1px rgba(217,255,67,.16);
}
.cookie-bar .cb-text{flex:1 1 auto;min-width:0}
.cookie-bar .cb-text h4{font-size:15px;margin-bottom:4px;color:#fff;font-family:'Sora'}
.cookie-bar .cb-text p{font-size:13.5px;color:var(--muted);line-height:1.55}
.cookie-bar .cb-text a{color:var(--primary);font-weight:600;text-decoration:underline;cursor:pointer}
.cookie-bar .cb-acts{display:flex;gap:10px;flex:0 0 auto;flex-wrap:wrap}
.cookie-bar .cb-acts .btn{padding:11px 18px;font-size:13.5px}
.cookie-bar .cb-acts .btn .ic{width:26px;height:26px;font-size:11px}
@media(max-width:760px){
  .cookie-bar{flex-direction:column;align-items:flex-start;padding:18px;left:10px;right:10px;bottom:10px}
  .cookie-bar .cb-ic{display:none}
  .cookie-bar .cb-acts{width:100%}
  .cookie-bar .cb-acts .btn{flex:1 1 auto;justify-content:center}
}

/* LGPD modal */
.modal{
  position:fixed;inset:0;z-index:2147483001; /* acima do cookie bar */
  background:rgba(0,0,0,.7);
  display:flex;align-items:center;justify-content:center;padding:20px;
  opacity:0;visibility:hidden;transition:.3s;
}
.modal.open{opacity:1;visibility:visible}
.modal-card{
  background:var(--surface-2);border:1px solid var(--line);border-radius:22px;
  width:100%;max-width:720px;max-height:85vh;overflow:hidden;
  display:flex;flex-direction:column;
  transform:scale(.95);transition:transform .3s cubic-bezier(.2,.7,.2,1);
  box-shadow:var(--shadow);
}
.modal.open .modal-card{transform:none}
.modal-head{
  display:flex;align-items:center;gap:14px;padding:20px 24px;
  border-bottom:1px solid var(--line-soft);flex:0 0 auto;
}
.modal-head .mh-ic{
  width:42px;height:42px;border-radius:12px;flex:0 0 auto;
  background:linear-gradient(135deg,rgba(0,241,181,.16),rgba(217,255,67,.10));
  color:var(--primary);display:grid;place-items:center;font-size:17px;
}
.modal-head h3{flex:1 1 auto;font-size:18px;color:#fff}
.modal-head button{
  width:38px;height:38px;border-radius:50%;border:1px solid var(--line-soft);
  background:transparent;color:var(--muted);cursor:pointer;
  display:grid;place-items:center;font-size:14px;transition:.2s;flex:0 0 auto;
}
.modal-head button:hover{background:rgba(255,93,108,.12);color:#ff5d6c;border-color:rgba(255,93,108,.3)}
.modal-body{padding:22px 24px;overflow-y:auto;flex:1 1 auto;color:var(--text);font-size:14.5px;line-height:1.65}
.modal-body h4{font-family:'Sora';font-size:15px;color:#fff;margin:18px 0 8px}
.modal-body h4:first-child{margin-top:0}
.modal-body p{color:var(--muted);margin-bottom:10px}
.modal-body ul{list-style:none;margin:8px 0 14px 0}
.modal-body ul li{
  position:relative;padding-left:22px;margin-bottom:8px;color:var(--muted);font-size:14px;
}
.modal-body ul li::before{
  content:"\f00c";font-family:"Font Awesome 6 Free";font-weight:900;
  position:absolute;left:0;top:3px;color:var(--primary-2);font-size:11px;
}
.modal-body a{color:var(--primary)}
.modal-body .pref-row{
  display:flex;align-items:center;justify-content:space-between;gap:14px;
  padding:14px 16px;background:var(--surface);border:1px solid var(--line-soft);
  border-radius:14px;margin-bottom:10px;
}
.modal-body .pref-row.locked{opacity:.7}
.modal-body .pref-row .pr-text{flex:1 1 auto;min-width:0}
.modal-body .pref-row .pr-text b{display:block;color:#fff;font-size:14px;margin-bottom:2px;font-family:'Sora'}
.modal-body .pref-row .pr-text span{color:var(--muted);font-size:13px}
.tog{
  position:relative;width:46px;height:26px;border-radius:100px;
  background:rgba(255,255,255,.10);border:0;cursor:pointer;flex:0 0 auto;
  transition:background .25s;padding:0;
}
.tog::after{
  content:"";position:absolute;top:3px;left:3px;width:20px;height:20px;
  border-radius:50%;background:#fff;transition:transform .25s;
}
.tog.on{background:var(--primary)}
.tog.on::after{transform:translateX(20px)}
.tog[disabled]{cursor:not-allowed;opacity:.6}
.modal-foot{
  padding:18px 24px;border-top:1px solid var(--line-soft);
  display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end;flex:0 0 auto;
}
.modal-foot .btn{padding:12px 20px;font-size:14px}
.modal-foot .btn .ic{width:28px;height:28px;font-size:11px}
@media(max-width:760px){
  .modal-foot{justify-content:stretch}
  .modal-foot .btn{flex:1 1 calc(50% - 5px);justify-content:center;min-width:0}
}

/* mobile drawer */
.drawer{position:fixed;inset:0;z-index:80;background:rgba(0,0,0,.6);opacity:0;visibility:hidden;transition:.3s}
.drawer.open{opacity:1;visibility:visible}
.drawer-panel{position:absolute;right:0;top:0;height:100%;width:300px;max-width:85%;background:var(--surface-2);border-left:1px solid var(--line-soft);padding:24px;transform:translateX(100%);transition:.3s;overflow-y:auto}
.drawer.open .drawer-panel{transform:none}
.drawer-panel .x{font-size:24px;background:none;border:0;color:#fff;cursor:pointer;margin-bottom:22px;padding:6px}
.drawer-panel a{display:block;padding:13px 6px;color:var(--text);font-weight:500;border-bottom:1px solid var(--line-soft);font-size:15px}
.drawer-panel a:hover{color:var(--primary)}
.drawer-panel .btn{width:100%;justify-content:center;margin-top:18px}

/* ============ AJUSTES MANUAIS (custom user) ============ */
.float img{margin-top:-5em}
.founder-card{bottom:1px}

/* ============================================================
   2026 SCROLL-DRIVEN ANIMATIONS — tema financeiro
   ============================================================ */

/* === SCROLL PROGRESS BAR (no topo de tudo) === */
.scroll-progress{
  position:fixed;top:0;left:0;right:0;height:3px;z-index:200;
  background:linear-gradient(90deg,var(--primary-2),var(--primary));
  transform-origin:0 50%;transform:scaleX(0);
  box-shadow:0 0 12px rgba(217,255,67,.6);
  pointer-events:none;
}
/* CSS scroll-driven (browsers 2026) — fallback via JS pra browsers antigos */
@supports (animation-timeline:scroll()){
  .scroll-progress{
    animation:sp-fill linear both;
    animation-timeline:scroll(root);
    transform:scaleX(0);
  }
  @keyframes sp-fill{to{transform:scaleX(1)}}
}

/* === STOCK TICKER (marquee infinito) === */
.ticker{
  position:relative;z-index:2;
  background:rgba(13,33,27,.92);
  backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
  overflow:hidden;
  padding:14px 0;
  font-family:'Sora',monospace;
}
.ticker-track{
  display:flex;gap:0;width:max-content;
  animation:tick 38s linear infinite;will-change:transform;
}
.ticker:hover .ticker-track{animation-play-state:paused}
.ticker-item{
  display:inline-flex;align-items:center;gap:10px;
  padding:0 26px;
  font-size:14px;font-weight:600;color:var(--text);
  white-space:nowrap;
}
.ticker-item .label{color:var(--muted);font-weight:500;font-size:13px;letter-spacing:.5px;text-transform:uppercase}
.ticker-item .val{color:#fff}
.ticker-item .trend{
  display:inline-flex;align-items:center;gap:4px;
  font-size:12.5px;font-weight:700;padding:3px 9px;border-radius:100px;
}
.ticker-item .trend.up{background:rgba(0,241,181,.14);color:var(--primary-2)}
.ticker-item .trend.dn{background:rgba(255,93,108,.14);color:#ff7a86}
.ticker-item.sep{color:var(--line);font-size:10px;padding:0 4px;opacity:.5}
@keyframes tick{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.ticker-track{animation-duration:28s}

/* === MONEY RAIN 3D === */
.money-rain{
  position:absolute;inset:0;z-index:0;pointer-events:none;overflow:hidden;
  perspective:600px;perspective-origin:50% 30%;
}
.money-rain .bill{
  position:absolute;top:-60px;
  width:44px;height:22px;border-radius:3px;
  background:linear-gradient(135deg,#00f1b5,#d9ff43);
  box-shadow:0 4px 14px rgba(0,241,181,.55),inset 0 0 0 1px rgba(255,255,255,.2);
  animation:fall linear infinite;
  transform-style:preserve-3d;
  opacity:.85;
}
.money-rain .bill::before{
  content:"R$";position:absolute;inset:0;display:grid;place-items:center;
  font-family:'Sora';font-weight:800;font-size:11px;color:rgba(12,20,16,.85);
}
.money-rain .bill.alt{background:linear-gradient(135deg,#d9ff43,#00f1b5);}
@keyframes fall{
  0%  { transform:translate3d(0,0,0) rotateX(60deg) rotateZ(-12deg); opacity:0 }
  10% { opacity:.85 }
  50% { transform:translate3d(10px,55vh,40px) rotateX(60deg) rotateZ(180deg); }
  90% { opacity:.85 }
  100%{ transform:translate3d(-10px,110vh,80px) rotateX(60deg) rotateZ(360deg); opacity:0 }
}

/* === TRANSFORMATION SECTION (pin + sticky com gauge) === */
.transform-sec{
  padding:0;
  position:relative;
  background:
    radial-gradient(900px circle at 70% 30%,rgba(0,241,181,.06),transparent 50%),
    radial-gradient(700px circle at 30% 70%,rgba(217,255,67,.05),transparent 50%);
  overflow:hidden;
}
.transform-wrap{
  display:grid;
  grid-template-columns:1.05fr 1fr;
  gap:60px;
  align-items:start;
  padding:60px 0;
}
.transform-gauge-wrap{
  display:flex;flex-direction:column;align-items:center;
}
.gauge{
  width:min(420px,80vw);
  position:relative;aspect-ratio:1/.62;
}
.gauge svg{width:100%;height:100%;overflow:visible}
.gauge .track{stroke:rgba(255,255,255,.08);stroke-width:14;fill:none;stroke-linecap:round}
.gauge .fill{
  stroke:url(#gaugeGrad);stroke-width:14;fill:none;stroke-linecap:round;
  stroke-dasharray:540;stroke-dashoffset:540;
  transition:stroke-dashoffset .2s linear;
  filter:drop-shadow(0 0 14px rgba(217,255,67,.45));
}
.gauge .needle{
  transition:transform .35s cubic-bezier(.34,1.56,.64,1);
}
.gauge .needle line{stroke:#fff;stroke-width:3;stroke-linecap:round;filter:drop-shadow(0 0 6px rgba(255,255,255,.5))}
.gauge .needle circle{fill:var(--primary);filter:drop-shadow(0 0 8px rgba(217,255,67,.6))}
.gauge .label-min,.gauge .label-max{font-family:'Sora';font-size:12px;fill:var(--muted)}
.gauge-readout{
  position:absolute;left:0;right:0;top:48%;
  text-align:center;pointer-events:none;
}
.gauge-readout .num{
  font-family:'Sora';font-weight:800;font-size:clamp(54px,8vw,80px);
  line-height:1;letter-spacing:-2px;
  background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
}
.gauge-readout .cap{
  font-size:12.5px;color:var(--muted);font-weight:600;letter-spacing:1px;text-transform:uppercase;margin-top:4px;
}
.gauge-classification{
  display:flex;gap:8px;margin-top:24px;flex-wrap:wrap;justify-content:center;
}
.gauge-classification .cls{
  font-size:11.5px;font-weight:600;padding:5px 11px;border-radius:100px;
  border:1px solid var(--line-soft);color:var(--muted);transition:.25s;
}
.gauge-classification .cls.on{
  background:var(--primary);color:var(--ink);border-color:var(--primary);
  box-shadow:0 4px 16px rgba(217,255,67,.35);
}

.transform-steps{padding:40px 0}
.transform-steps h2{font-size:clamp(28px,3.6vw,44px);letter-spacing:-1px;margin-bottom:14px}
.transform-steps .lead{color:var(--muted);font-size:16px;margin-bottom:38px;max-width:480px}
.step{
  display:flex;gap:18px;
  padding:22px;
  background:var(--surface);border:1px solid var(--line-soft);
  border-radius:18px;margin-bottom:14px;
  transition:transform .6s cubic-bezier(.2,.7,.2,1),border-color .25s,box-shadow .25s,opacity .6s ease,filter .6s ease;
  opacity:.25;transform:translateX(28px);filter:grayscale(.6) blur(.5px);
}
.step.on{opacity:1;transform:translateX(0);filter:none;border-color:var(--line);box-shadow:0 24px 50px -28px rgba(0,241,181,.4)}
.step .n{
  flex:0 0 auto;width:46px;height:46px;border-radius:12px;
  background:linear-gradient(135deg,rgba(0,241,181,.16),rgba(217,255,67,.10));
  color:var(--primary);display:grid;place-items:center;
  font-family:'Sora';font-weight:800;font-size:18px;
  box-shadow:inset 0 0 0 1px rgba(217,255,67,.18);
}
.step.on .n{background:var(--grad);color:var(--ink);box-shadow:0 6px 18px rgba(217,255,67,.4)}
.step h3{font-size:17px;margin-bottom:5px}
.step p{color:var(--muted);font-size:14px;line-height:1.55;margin:0}
.step .delta{
  display:inline-flex;align-items:center;gap:5px;
  margin-top:10px;font-size:12px;font-weight:700;
  padding:4px 10px;border-radius:100px;
  background:rgba(0,241,181,.10);color:var(--primary-2);
}

/* === 3D CARD TILT === */
.service{
  transform:perspective(800px) rotateX(0deg) rotateY(0deg);
  transition:transform .25s cubic-bezier(.2,.7,.2,1),border-color .25s,box-shadow .25s;
}

/* === SCROLL-DRIVEN ANIMATIONS (CSS native 2026) === */
@supports (animation-timeline:view()){
  .reveal,.reveal-l,.reveal-r,.reveal-z{
    animation:sd-in linear both;
    animation-timeline:view();
    animation-range:entry 0% entry 35%;
  }
  @keyframes sd-in{from{opacity:0;transform:translateY(40px)}to{opacity:1;transform:none}}
  .reveal-l{animation-name:sd-in-l}
  @keyframes sd-in-l{from{opacity:0;transform:translateX(-40px)}to{opacity:1;transform:none}}
  .reveal-r{animation-name:sd-in-r}
  @keyframes sd-in-r{from{opacity:0;transform:translateX(40px)}to{opacity:1;transform:none}}
  .reveal-z{animation-name:sd-in-z}
  @keyframes sd-in-z{from{opacity:0;transform:scale(.92)}to{opacity:1;transform:none}}
  .stagger>*{
    animation:sd-in linear both;
    animation-timeline:view();
    animation-range:entry 5% entry 50%;
  }
  .chart-deco{
    animation:sd-chart linear both;
    animation-timeline:view();
    animation-range:entry 0% entry 80%;
  }
  @keyframes sd-chart{from{opacity:0}to{opacity:.6}}
  .chart-deco .line{
    animation:sd-line linear both;
    animation-timeline:view();
    animation-range:entry 0% cover 35%;
  }
  @keyframes sd-line{to{stroke-dashoffset:0}}
}

@media(max-width:1024px){
  .transform-wrap{grid-template-columns:1fr;gap:30px;min-height:auto;padding:60px 0}
  .transform-gauge-wrap{position:relative;top:auto}
  .step{opacity:1;transform:none}
  .ticker-item{padding:0 18px;font-size:13px}
}
/* =========================================================
   DESENVOLVIDO POR LOJY (rodape do rodape)
   ========================================================= */
.dev-by{
  background:rgba(0,0,0,.35);
  border-top:1px solid var(--line-soft);
  padding:18px 0;
}
.dev-row{
  display:flex;align-items:center;justify-content:center;
  gap:14px;flex-wrap:wrap;
  font-size:13.5px;
  text-align:center;
}
.dev-label,.dev-msg{color:var(--muted);font-weight:500}
.dev-sep{color:var(--muted);opacity:.4;font-size:14px}
.dev-logo{
  display:inline-flex;align-items:center;
  text-decoration:none;
  padding:2px 4px;
  transition:.2s;
}
.dev-logo:hover{opacity:.9}
.lojy-name{
  font-family:'Fraunces','Playfair Display',Georgia,serif;
  font-style:italic;
  font-weight:800;
  font-size:20px;
  color:#fff;
  letter-spacing:-.5px;
  line-height:1;
}
.lojy-dot{
  display:inline-block;
  width:6px;height:6px;
  background:#2bba4a;
  border-radius:50%;
  margin:0 5px 0 3px;
  box-shadow:0 0 8px rgba(43,186,74,.6);
  vertical-align:middle;
}
.lojy-crm{
  font-family:'Sora','DM Sans',sans-serif;
  font-weight:600;
  font-size:11.5px;
  color:#2bba4a;
  letter-spacing:1.5px;
  text-transform:lowercase;
  line-height:1;
}
.dev-link{
  color:#fff;
  font-weight:600;
  text-decoration:none;
  transition:.2s;
  display:inline-flex;align-items:center;gap:6px;
}
.dev-link:hover{color:var(--primary)}
.dev-link i{font-size:11px;transition:transform .2s}
.dev-link:hover i{transform:translateX(3px)}

@media(max-width:760px){
  .dev-row{gap:8px 12px;font-size:12.5px}
  .dev-sep{display:none}
  .dev-msg{flex-basis:100%;order:5;margin-top:4px}
  .lojy-name{font-size:18px}
}
